🚀 Launching Soon

Cogniza Fluxo: Stop waiting for payments and get paid on time.

Cogniza Fluxo is the first Portuguese platform that uses AI to predict delays, send automatic reminders and optimize your cash flow.

Launch Q4 2025
Created in Azores for Portugal
Limited VIP list
Collections Dashboard
Active
Collection Rate
89%
+34% vs previous
Time Saved
11h
per month
Invoice #1234 paid
Client ABC Ltd - €850
Reminder sent
Company XYZ - due in 3 days
Delay prediction
Recommended action: call

Is your day too short to chase invoices?

Managing collections is one of the biggest challenges for SMEs. Between checking due dates, sending emails and making calls, precious hours are lost. Did you know that 68% of payment delays are due to simple human follow-up failures and that 72% of Portuguese SMEs suffer delays over 30 days? This cash flow uncertainty prevents your business from growing.
68%
of delays are due to
human failures in follow-up
72%
of Portuguese SMEs suffer
delays over 30 days
15h
weekly lost in
manual management of collections

Time Lost

Hours spent checking due dates and sending reminders

📧

Lost Emails

Reminders that get lost in the daily confusion

💸

Uncertain Flow

Not knowing when you'll receive makes planning difficult

😰

Constant Stress

Permanent worry about overdue payments

🧠

Advanced Predictive AI

Pattern Analysis: Learns from each client's history
Delay Prediction: Identifies risks before they happen
Continuous Optimization: Improves automatically with each interaction
Next 7 Days Forecast
€12,450
89% confidence

Imagine having an intelligent collections manager working 24/7 for you.

We've developed a tool that automates the entire collection process. Our technology doesn't just send reminders. It learns from your data to act proactively, ensuring your business's financial health and giving you back your most precious asset: time.

Total Automation

From analysis to sending reminders, everything automated

🎯

Surgical Precision

Right moment and channel for each specific client

📊

Advanced Insights

Dashboard with forecasts and intelligent recommendations

🔄

Continuous Improvement

Learns and optimizes results automatically

💡

Practical example: An SME with 50 monthly invoices can save up to 12 hours of work per month, reducing payment delays by over 40% in the first 3 months.

Based on data from similar implementations in the Portuguese market

How It Works

We simplify technical complexity into 3 simple steps

1
🔗

Connect in Seconds

No more manual entry. With Cogniza Fluxo, just upload PDFs or images. Our intelligent reading technology fills in more than 90% of the data automatically. Your work is now just confirming in seconds, ensuring 100% accuracy with a fraction of the effort.

SageBlingCSVExcel
2
🤖

AI Analyzes and Predicts

Our algorithm analyzes patterns and predicts the probability of delay for each invoice, identifying the ideal moment and channel for each reminder.

Real-time analysis
Precision:89%
3
📊

Track and Receive

Watch your collection rate increase on a simple and intuitive dashboard. No manual effort, with 89% cash flow predictability.

+34%
Early
-59%
Delays

Rapid Implementation

Complete setup in less than 30 minutes. No interruptions to your current workflow.

Secure integration
GDPR compliant
Support included

Transform Challenges into Results

💸
Stressed by unexpected payment delays?
-59% in Delays

Solução: Our AI-powered engine analyzes each invoice and predicts the probability of delay before the due date.

Benefício: Take preventive actions and turn your treasury with confidence.

Spending too much time on manual collection tasks?
+11 Hours Saved

Solução: Automatize the sending of reminders and payment reconciliation.

Benefício: Save more than 11 hours per month and focus on what really matters.

📈
Uncertain cash flow hinders growth?
+34% Early Payments

Solução: Dynamic incentives and proactive communication stimulate early payments.

Benefício: Increase early payments and have more capital for investment.

😌
Stressed by the uncertainty and stress of collections?
100% Peace of Mind

Solução: Have a clear and proactive view of your business's financial health.

Benefício: Gain 100% peace of mind, knowing your cash flow is protected.

Be the first to revolutionize your collections.

The launch is near. Sign up for the VIP waiting list to guarantee early access. List members will have an exclusive founder offer, with conditions that won't be available to the public.

Secure Founder Access

No spam
Limited VIP list
Exclusive offer
No spam, promised. Just launch updates and useful content for your SME. A solution by Cogniza, created in the Azores for Portugal.